Penny

About Penny

The payments ecosystem was last overhauled in the 1970s and is ill-equipped to support today's high-volume transaction processing needs of the marketing and fulfillment industries. Traditionally, marketers and dropshippers relied on a dedicated corporate card. Now, that can cause campaigns to grind to a halt when a merchant's AI-powered fraud prevention tool rejects the card (and a billion others like it) due to someone else's activity under the same BIN. VCCs minimize that problem, but most issuers charge per card, don't work on international purchases, and are difficult to reach when you need help.